New York State Point & Insurance Reduction Program


Participate in a New York State approved 6-hour motor vehicle accident prevention course. It will save you money. It could save your life.



Course Content:


Accident Prevention

Defensive Driving

Aggressive Driving Deterrence

Alcohol & Drug Use Avoidance



Course Benefits:


Become a safer driver

Upon Completing our course a NY Primary Driver is eligible for a 10% Auto Insurance Discount in Collision, No-Fault and Liability Premiums for three years.

May reduce up to four points on your driving record

​This  course may be completed every 18 months to reduce points



Our Sponsor is:
Defensive Driver Discount NYDDC LLC
Sponsor: 035 NYDDC LLC



C.R.E. Tactical

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Our Delivery Agency is:
CRE Tactical, LLC
Delivery Agency Code: C21